Getting that urgent 2K from your talking stage and besties is fun and thrilling. But have you for once thought you could build lasting wealth from these cash gifts you receive often..

Look, there's nothing wrong with looking good. Your hair, nails, and lashes are part of your confidence toolkit. But here's the truth: those things depreciate the moment you walk out of the salon. Meanwhile, that same money could be working for you, multiplying while you sleep.

The 30 to 40 percent rule is simple. Every time money hits your account as a gift, whether it's 2K, 10K, or 50K, immediately move 30 to 40 percent into an investment vehicle before you do anything else. Think of it as paying your future self first.

If you are curious about where you can start saving cash gifts you receive, here are some I've compiled below

1. Treasury bills offer safety and guaranteed returns. In Nigeria, you can start with as little as N1,000 and earn better interest than any regular savings account.

2. Mutual funds give you professional management and diversification without needing to be a finance expert. Your money gets pooled with other investors and spread across multiple assets. You don't even know the magic behind mutual funds if invested for a very long time.

2. Stocks allow you to own pieces of companies. Yes, there's risk, but historically, the stock market has outperformed almost every other investment over time. There are hundred of top performing stocks you can buy here in Nigeria, with even as little as N5000

4. Crypto remains controversial, but for those willing to do their research and stomach the volatility, it offers potential for significant growth. Start small and never invest more than you can afford to lose.

5. Real estate savings accounts can help you work toward property ownership. Even if you can't buy property today, consistently saving toward a down payment builds discipline and gets you closer to an asset that typically appreciates over time.

6. USD and EUR saving. You can always convert your cash gift to a foreign currency which helps you guard your Naira against inflation.

The woman who invests her cash gifts is playing a different game. She's still fly, still fresh, but she's also building a portfolio. In five years, while one woman has nothing to show but old Instagram posts, the investing baddie has a growing net worth and options.

Your future self will thank you for choosing assets over aesthetics, at least some of the time. Because the real glow up? That's financial freedom.

IF YOU WANT TO GET MONEY MAKING UPDATES FAST BEFORE OTHERS, CLICK HERE TO JOIN OUR FACEBOOK PAGE