Real estate remains one of the most reliable ways to preserve and grow wealth, especially in times of rising inflation. While naira loses purchasing power sitting in a savings account, land and property consistently appreciate, often outpacing inflation by significant margins. The beauty of real estate is that it's a tangible asset that historically increases in value as population grows and development spreads.

In times like this, everyone is seeking for ways to make extra income, beat inflation and plan for the future ahead. Real estate offers one opportunity to achieve that, even with low funds. This is how you can achieve that

1. Focus on Buying Land Over Building Houses

If you're working with limited capital, buying land is far more accessible than constructing rental properties. A plot of land requires no maintenance costs, no tenant management headaches, and no repairs. You simply buy, hold the title, and watch its value climb as the area develops around it.

2. Target Developing Areas with Growth Potential

The secret to maximizing returns is identifying areas before everyone else does. Look for locations near major roads or highways, as accessibility drives development. Pay attention to adjoining neighborhoods that are already built up. Development naturally extends outward, and your affordable plot today could be surrounded by estates, shopping complexes, and infrastructure within a few years.

Prices in these emerging areas remain cheap now but can multiply five to ten times as people flood in.

3. Leverage Payment Plans and Interest Free Loans

Many land developers offer installment payment options spreading over 6 to 24 months. This makes entry possible even with modest savings. Combine disciplined monthly savings with interest free loans from family members who believe in your vision. These informal arrangements avoid bank interest rates while helping you secure property faster.

4. Think in Years, Not Months

Real estate rewards patience. Don't expect quick flips or immediate returns. The investors who win are those who buy today and hold for three, five, or ten years. During this time, infrastructure arrives, communities form, and your initial investment transforms into substantial wealth. Plant your seed now and let time do the heavy lifting.