The difference between people who build wealth and people who just look wealthy is simple: one buys assets, the other buys liabilities.

An asset puts money in your pocket. A liability takes money out. That designer bag you're eyeing? Liability. It loses value the moment you walk out of the store. That small shop space you could rent out or that online course teaching you a profitable skill? Asset. It generates income or increases your earning power.

Many Nigerians spend their entire salary trying to look successful instead of becoming successful. New car on credit while living in a rented apartment. Latest iPhone while having no emergency savings. Expensive clothes for owambe parties while your business idea stays in your head unfunded.

Real wealth is built differently. Buy that plot of land in a developing area. Invest in skills that increase your income. Start that side business. Buy shares in solid companies. These things might not get you Instagram likes today, but they build the foundation for actual financial freedom.

Before spending on anything, ask yourself one question: will this add money to my pocket or take money from it? The answer will change how you spend forever. Looking rich is expensive and temporary. Getting rich requires patience and smart choices. Choose wisely.

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